Elegance in Finance, Excellence in Service.
Your Trusted Adviser.

About Us

Novo Capital LTD is a boutique mortgage and debt advisory firm dedicated to helping global clients reach their investment and residential property goals. With a range of expertise from new-build to development finance, we provide bespoke, timely, and highly personalised financial solutions on UK secured assets.

With a deep understanding of both UK and international markets, we ensure your mortgage experience is seamless and stress-free. Our direct access to senior advisors allows for a level of service that’s both efficient and tailored to your unique needs.

Our Services

Mortgage Solutions for Secured Assets

We provide mortgage solutions tailored for clients interested in purchasing or refinancing secured assets. With expertise in both international and new-build scenarios, our team navigates the complexities of the mortgage market on your behalf, delivering solutions that align with your goals.

Life Protection and General Insurance

To complement our mortgage services, we also offer life protection and general insurance. These options provide additional financial security, ensuring you have complete peace of mind alongside your mortgage solution.

Partnerships and Full-Service Offerings

Novo Capital collaborates with FX services, solicitors, and tax advisors, bringing you an end-to-end solution that covers every aspect of your property transaction. This holistic approach ensures seamless, efficient, and professional support throughout your journey.

Working With Us

  • "Great experience. Harley was very knowledgeable and gave great advice during initial consultations. He rushed my initial application to take advantage of a mortgage deal before rates went up and then contacted me before completion to advise that a better rate was now available that I could take advantage of and sorted that out for me too."

    Amy, 5th of April, 2023

  • "The diligent, honest, sincere, and candid professional advice offered by Richard finally got us over the line with our challenging purchase. He is a true gentleman who honours his word and was an absolute pleasure to work with. Without his continued support, our purchase would not have been possible. I cannot thank you enough."

    Dr Kuldeep Minocha, 24th of March, 2024

  • "I recommended Harley to friends who are in the process of purchasing houses and they are already extremely happy with his knowledge of the market and work ethic! He has always been extremely professional, calm and reassuring which has helped to get rid of the stress that such a complex process can engender!"

    Mickael, 19th of June, 2021

  • "I needed to remortgage my flat and also get a mortgage offer to allow me to buy my new home. Richard was extremely helpful and professional. He and his team always let me know what was happening at each step. He answered all my questions and put me at ease. Thank you for all your help."

    Emily Sara, 23rd of October, 2022

  • "Harley should receive an award for his deep knowledge of the market, dedication and responsiveness! He has not only helped me secure a great mortgage but has been pivotal in helping my solicitors sort out intricate contractual points with the bank in record time."

    Mickael, 8th of July, 2021

  • "Richard has always been excellent and very professional in assisting me with finding suitable mortgages. He's the best to work with, and I couldn't thank you enough for all your support and commitment over the years we have worked together. Thank you once again, and I look forward to future opportunities."

    Camille Rachael, 28th of May, 2024

  • “We were very lucky to be put in touch with Harley Trower. He managed to find a suitable mortgage offer for us, and guided us patiently though the whole process. His knowledge and experience is what helped us though the most difficult times, and we would be very happy to recommend Harley’s services to anyone.”

    Justyna, 1st of December, 2022

  • "Great service and experience. Richard Rinder is very helpful, informative, and very professional. He supported us greatly throughout our first house-buying process. I think our case was slightly more complicated than others, but Richard would try to understand the full scenario and guide us on what to do step by step. Thanks, Richard and his team!"

    Lee Sherry, 9th of January, 2023

  • "Harley Trower and his whole team helped us out so much with the process of getting our mortgage for our first home. Harley is really professional and at the same time very friendly. I will definitely recommend to all of my friends. Well done and thank you a lot.”

    Aineias, 12th of October 2023

  • "Myself and a friend used Richard Rinder as our mortgage broker for buying our flat (we're first-time buyers). Richard was so professional, always happy to explain things to us, and replied to emails/calls very very quickly! Would use him again and recommend him and his team to anyone needing a mortgage."

    Sofie Cacoyannis, 10th of December, 2021

  • "Brilliant and professional. Richard is just great, very nice to deal with, and extremely supportive as well as knowledgeable and on the ball at all times. I have had a lot of help from Richard in securing my mortgages, and he is always available, which makes a great difference when you are stressed out. I cannot recommend Richard enough.

    Daniela Kersten, 14th of August, 2022

  • "Another seamless experience. Richard and the team go above and beyond to provide expert advice and support from the beginning of the process right through to completion, making the mortgage process much less stressful. Thanks for all your work!"

    Gaby Doffman, 18th of January, 2023

  • “Richard is exactly the type of advisor every client needs when it comes to communication, attention to detail and his ability to get the deal done. Richard's approach separates him from the rest. He says it how it is, goes over and above for his clients, and is always available to give sound advice whenever you need him. I look forward to doing more business with him in the near future.”

    Joel Ross, 10th of December, 2024

Get In Touch

Novo Capital is here to guide you through the mortgage process with confidence and expertise. Reach out today to discuss how we can help meet your property goals.